Auto Insurance

Auto insurance is a necessity if you are going to be on the roads of New Jersey, New York, or Florida. With a little help from us at MSM Insurance Agency Inc. in Kearny, NJ, we will see to it that you understand the requirements while also looking at ways that you can add protection. It can make it easier to be confident as you drive all over the state and beyond.

What auto insurance is required?

It is important to understand what auto insurance is required by the state. This includes various levels of liability coverage for both bodily injury and property damage. Once you meet state requirements, there may also be requirements to meet from your lienholder or lender. If you are making payments on your vehicle, the bank may require you to have added coverage.

Even beyond the coverage required, you may choose to add additional coverage to protect yourself even further. This is where it can be beneficial to work with our independent insurance agents to guide you every step of the way.

How to Customize Auto Coverage

There are all sorts of ways to add to your auto insurance. Our agents can help you to customize a policy so that you are covered against most scenarios. Between liability, comprehensive, and collision coverage, you can be protected against such things as:

• Car accidents
• Hit and runs
• Hail damage
• Vandalism in a parking lot
• Hitting a mailbox or guard rail
• Skidding off the road due to ice or rain

Whatever the situation may be, you want to be able to file a claim with the insurance company, knowing that they will take care of the majority of the repairs/replacements.

Find out more about shopping for auto insurance in New Jersey, New York, or Florida today by calling us at MSM Insurance Agency Inc. in Kearny, NJ. Our insurance agents can help you to find affordable policies that provide you with the coverage you need along with a deductible you can deal with.