Commercial Trucking Insurance Add-Ons

Add-on insurance provides the ultimate level of protection for your fleet of commercial trucks. Let’s explore some unique circumstances that could benefit from add-on coverage.

Downtime

Downtime can restrict how much you use one or more of your commercial trucks to haul goods. This reduced amount of usage will likely impact your business’s income.

Downtime coverage provides protection when one or more of your trucks are out of commission. For instance, downtime coverage will compensate your business if a vehicle is undergoing service. This type of coverage allows you to sustain consistent income levels.

Rental Reimbursement

If one of your trucks requires servicing, it could disrupt your regular operations. Renting a replacement vehicle during this period will be an additional cost.

This is where rental reimbursement insurance becomes beneficial. This insurance covers the cost of renting a vehicle. If the cost of renting a vehicle doesn’t align with your budget, acquiring rental reimbursement coverage would be advantageous.

Non-Owned Automotive Coverage

In instances where you do not have access to your entire fleet, you may be required to use a personal vehicle. Excessive usage can lead to frequent automotive repairs.

Purchasing non-owned automotive coverage will compensate you for out-of-pocket costs incurred while using a personal vehicle for business operations.

More Information

Gain further insights about commercial insurance and additional add-ons by scheduling a consultation with one of our MSM Insurance Agency Inc. representatives. An agent serving the Kearny, NJ, region is ready to meet with you.