At MSM Insurance Agency, serving the Newark, NJ area, we understand that car insurance may be far more important to us than our clients. But there are details everyone should know.

Here are five examples:

     1. All Licensed Drivers Need to Be Named

It is important that all licensed drivers in your household be named on your auto insurance policy, whether they drive your vehicles or not. This is an oversight that can create problems should there be a claim on your automobile insurance.

     2. Getting Non-Insured or Under-Insured Coverage

You could be stuck with expensive repair costs should you be involved in an auto accident with an uninsured or underinsured driver. This is coverage that can be well worth its minimal cost.

     3. Where Your Car Is Kept at Night

Where your car is parked at night is important in determining car insurance rates. This information must be accurate.

     4. Car Identification Details

Make sure the make, model, color, license plate number, and VIN are accurate on your application. Your auto insurance agency should make sure your info matches public records.

     5. Verifying the State Knows Your Insurance Provider

It is crucial that when you change car insurance companies, your records with the state are accurate. While you may expect those changes to automatically be recorded, your old agency may just report that you no longer have coverage with them. This can lead authorities to believe you don’t have coverage. It is worth following up on.

Get A Free Quote

If you live in the Newark, NJ area and would like a quote on your auto insurance, we invite you to reach out to us at MSM Insurance Agency for a no-obligation review and price quote. We can verify the details of your coverage to provide peace of mind. We can also provide a quote that could save you money. Reach out to us today.

Anyone that is in the Newark, NJ area will find that it is a great place to live. However, you may need a car to get around the community. When you are going to buy a car here, you need to have insurance for it as well. There are a lot of reasons why you will need this coverage when in this area. 

Comply with New Jersey Law

An important reason for any car owner in New Jersey to get an auto insurance plan is so they can comply with state law. When you are going to drive a car in New Jersey, you need to meet standards that are set by the state. This requires you to carry a certain level of auto liability coverage. If you are caught driving without such coverage, you can be penalized severely. 

Protect Your Vehicle

You also will want to have an auto insurance plan here so you can protect your vehicle. If you are going to buy a car to drive in this state, you need to ensure the investment is covered and protected. If you invest in a full comprehensive plan, it will offer support to mitigate many risks including theft, vandalism, or accident damage. This coverage is also required by loan agreements if you have taken out an auto loan when buying a car.

We Are Here To Help

If you are looking to buy a car and live in the Newark, NJ area, you will want to know that you have the right insurance in place. One of the best ways to ensure you choose the right auto insurance policy is by calling our team with MSM Insurance Agency Inc. Our team at MSM Insurance Agency Inc. knows the value of this coverage and will ensure you continue to remain properly covered.