Motorcycles have been around for a long time and have a rich history. The motorcycles people ride today are faster than ever but can be safer with proper handling. Brakes, safety gear, and many other things have improved over the years. It’s still important, however, to take out the appropriate motorcycle insurance policy. Contact MSM Insurance Agency Inc., serving Kearny, NJ, to explore policy options.

Motorcycles Race Into History

The first motorcycle hit the road in Germany in 1885. The so-called Daimler Reitwagen was designed and built by Gottlieb Daimler and Wilhelm Maybach. Back then, cars were also starting to prowl the streets, and motorcycle and auto insurance policies were unheard of. Other insurance policies were available for specific properties, however. It’s not known when or who took out the first motorcycle insurance plan, but the first car insurance plan was issued in 1897 in Ohio, and from there, auto policies spread relatively quickly.

Motorcycles, too, enjoyed strong growth early on. They became especially popular and important in the First World War, used to ferry messages and for other military tasks. After the war, motorcycles remained common. Motorsports became more popular as well, with more people racing bikes and cars. During the Great Depression, some motorcycle companies went out of business, and the industry consolidated.

Massachusetts became the first state to require auto insurance in 1927. After World War II, more and more states began to require car insurance. However, this didn’t necessarily mean that motorcycle insurance was required. To this day, some states that require car insurance don’t require motorcycle insurance.

Further, while gasoline engines dominated the first century of motorcycles, many now rely on electric engines. In the future, motorbikes will likely remain popular as a hobby and a form of transportation. However, if you operate a motorcycle, you should take out a motorcycle insurance policy. If you’d like to work with a motorcycle insurance agency that serves Kearny, NJ, you should contact MSM Insurance Agency Inc. immediately.